We can be contacted at team@risksnap.com

Please review the Licensing Terms (User Agreement) regarding usage of risksnap.com and the Privacy Policy

User Agreement

Risksnap (https://www.risksnap.com) is giving you access to its online pages, including access to articles, glossary, calculators, modeling tools, software applications and other content and tools appearing here. By using the website, you agree to the following terms and conditions.

CONTINUED USE OF THE SITE OR SERVICES SHALL CONSTITUTE ACCEPTANCE OF AND AGREEMENT TO THESE TERMS.

RELIANCE ON INFORMATION PROVIDED. This website is designed to provide general educational information regarding the subject matter covered. Risksnap does not provide personalized guidance or advice on market trading or financial risk management subjects unless a contract is entered into for those purposes.

Market trading and financial risk management is complex, and it is impossible to describe or program for every rule or exception that may apply to every person. To make the tools and content understandable to people who are not professional traders or professional fund managers, we have simplified our explanations. Therefore, for personal advice or other expert assistance, you should seek the services of a competent professional.

The information contained in this website and in our email communications cannot be used, and are not intended by Risksnap to be used, for the purpose of challenging any financial services treatment provided by external services to you.

Risksnap believes its content and tools to be useful, reliable, and current, but accuracy or completeness is not guaranteed. For example, display of the stock quotes may be delayed as required by stock exchanges or other information providers, or as per our own publication dates. Further, our providers furnish information to us without warranting its accuracy, and you agree that errors contained in such data for use in the calculators and modeling tools shall not be the basis for any claim, demand, or cause of action against Risksnap or any of its providers. Although we try to keep up with changes in data sources and trading models to update our own content and tools accordingly, Risksnap does not undertake any responsibility to immediately update the content and tools on this website to reflect these changes.

Risksnap email notices are provided by Risksnap as an educational resource. and shall not be liable for any errors, delays, or other problems in sending or receiving these emails or in the data they contain, or on any actions taken or not taken in reliance on them.

CONSULT YOUR ADVISOR. The trading of various financial instruments on an exchange or over the counter is complex and subject to changes in the market and regulations. The content of this website is not specific to your individual situation and circumstances. Therefore, by using www.risksnap.com and accessing its content and tools, you agree that you should consult a qualified financial advisor about your own financial assets or liabilities and that you must not rely on www.risksnap.com in your decision making other than for general education and knowledge.

PRICE DATA. The stock price data may be obtained from www.yahoo.com, or from other sources, which collect data from various providers (collectively, "data providers") through sources believed to be reliable. We cannot guarantee the accuracy or the timely delivery of the any asset price, including stocks, futures, foreign exchange, interest rate and other price data. There will be delays, and there may be omissions or inaccuracies. You agree that neither the data providers nor any agent, subsidiary, or representative shall have any liability, contingent or otherwise, for the truthfulness, accuracy, or timeliness of the price data, or for any decision made or taken by you in reliance upon the price data.

LIMITATION ON USE. You will not copy, post, adapt, or reverse-engineer the content, interactive features, tools, or technology of the website in any format without an express written license from RISKSNAP INC..

LIMITATION ON USERNAME AND PASSWORD. Your account with risksnap.com is for your use only and can be accessed only by you. risksnap.com can be accessed only by you. You may need to create a risksnap.com account to use all or part of the service. The sharing of usernames and passwords is against the terms and conditions of risksnap.com. Your username and password are for your personal use only and should be kept confidential. You understand that you are responsible for all use (including any unauthorized use) of your username and password. Notify our Customer Service team immediately if your username or password is lost or stolen, or if you believe there has been unauthorized access to your account.

LINKS; REFERENCES. This website contains links to websites operated by parties other than Risksnap. These links are provided for your convenience and reference only. Risksnap does not control these sites and is not responsible for their content. Our inclusion of these links does not imply any association with these sites' operations or any endorsement or approval of the services, merchandise, materials, or contents available from or on these sites.

This website also contains descriptions of and references to products, services, and firms. These references do not imply endorsement of those products, services, or entities. Under no circumstances shall any of the Risksnap providers be liable for any loss or damage caused by a user relying on or being exposed to information obtained from or contained on the website. It is the user's responsibility to evaluate the information, advice, or other content available through the website and any products, services or firms referenced here.

FEES. YYou may use certain portions of this website without charge for as long as they are made available without a fee. For other portions of the website (or applicable services and features) you or your company must pay the applicable fee depending on the subscription level you purchase. This membership may not be shared with others.

GENERAL DISCLAIMERS. WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY, FITNESS, OR AGAINST INFRINGEMENT. Your only remedy for any failures or other problems with the website is to cease using it and to report the problem to us. We will evaluate your report but make no promise that all problems will be corrected.

Risksnap has taken reasonable security precautions regarding the electronic transmission of data and communications. However, we cannot guarantee that this data will not be intercepted. You agree that Risksnap has no duty to confirm or verify the authority or propriety of any information or instructions given to it by any user of or visitor to the website, and that Risksnap may assume proper authority for, and act without liability upon, any instructions it receives.

Some jurisdictions do not allow the disclaimer of implied warranties, so the above disclaimers may not apply to you in all instances.

LIMITATION OF LIABILITY. None of the staff, consultants, contractors, or third-party content-providers of risksnap.com. shall be liable for damages arising out of or in connection with the use of this website. This is a comprehensive limitation of liability and UNDER NO CIRCUMSTANCES SHALL risksnap.com OR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DISTRIBUTING THE WEBSITE BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO USE THE WEBSITE, including, but not limited to, damages due to: loss of data, income, or profit; loss of or damage to property; claims of third parties; reliance by a user on information obtained from risksnap.com or any linked site; errors, omissions, or interruptions; deletion of files or email; defects, viruses, delays in operation or transmission, or any failure of performance; communications failure; and theft, destruction, or unauthorized access to Risksnap records, programs, or services. You agree that this paragraph shall apply to all content, merchandise, and services available through the website.

Risksnap records, programs, or services. You agree that this paragraph shall apply to all content, merchandise, and services available through the website.

Some jurisdictions do not allow the exclusion or limitation of consequential or incidental damages, so the above limitations may not apply to you in all instances.

COPYRIGHT INFRINGEMENT POLICY. It is Risksnap ‘s policy to respond promptly to claims of copyright infringement, and to remove, or disable access, to infringing material. If you believe that any of the content or materials appearing on this website contain infringing materials or infringing property, please send a notice to the contact information shown below..

Your notice should contain the following: a physical or electronic signature of a person authorized to act on behalf of the copyright owner ("claimant"); identification of the copyrighted work claimed to be infringed; identification of the content or material claimed to be infringing; a reference or link to the infringing material or activity, or the subject of the infringing activity, including information to enable us to locate that material or reference; the address, telephone number, or email address of the claimant; a statement that the claimant has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright-owner, its agent, or the law; and a statement that the information in the notice is accurate and, under penalty of perjury, that the claimant is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

APPLICABLE TERMS AND LAWS. Risksnap, Inc. operates its business and website from its headquarters in Ontario. As such, the laws of the Province of Ontario will govern these terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our website and these disclaimers, terms, and conditions at any time (including the imposition of fees for access to the website or use of certain services) by any reasonable form of notice (including posting or emailing notices of change); and your continued use of the website after such notice shall constitute acceptance of these modifications.

TERMINATION. Notwithstanding the above, Risksnap may terminate your account, and your access to this website, in the event of any actual or suspected breach of these terms and conditions, or any impropriety, violation of law, or other good cause..

OUR ADDRESS. If you wish to communicate with us about these terms of use, about your experience with our website, or for other reasons, please contact us at the following email:.

team@risksnap.com

Website Privacy Policy

This Website Privacy Policy applies to: risksnap.com

Last update: December 23, 2022

The respect of your private life is of the utmost importance for RiskSnap, Inc., who is responsible for this website.

This Privacy Policy aims to lay out:

• the way your personal information is collected and processed. "Personal information" means any information that could identify you, such as your name, your mailing address, your email address, your location and your IP address. "Personal information" is a synonym for "personal data" within the meaning of the Regulation 2016/679 of the European Union (General Data Protection Regulation);

• your rights regarding your personal information;

• who is responsible for the processing of the collected information;

• to whom the information is transmitted;

• if applicable, the website's policy regarding cookies.

This Privacy Policy complements the Terms and Conditions that you may find at the following address: https://www.risksnap.com/contact/

1) COLLECTION OF PERSONAL INFORMATION

We do not collect your personal information.

2) INTERACTIVITY

Your personal information is nevertheless collected through the interactivity between you and the website. This personal information is collected through Google Analytics We use the personal information thus collected for the following purposes: Audience overview, Demographics, Technology..

3) SHARING PERSONAL INFORMATION

The personal information collected by the Website is not transmitted to any third party and is processed only by us.

4) STORAGE PERIOD OF PERSONAL INFORMATION

The controller will keep in its computer systems, in reasonable security conditions, the entirety of the personal information collected for the duration provided by Google Analytics.

5) HOSTING OF PERSONAL INFORMATION

Our website is hosted by: GitHub, located at the following address: 88 Colin P Kelly Jr. Street San Francisco, California, 94107, United States. The host may be contacted at the following phone number: 415-448-6673. Personal information we collect and process is exclusively hosted in Canada. This transfer of personal information outside of the EU is justified by the fact that our headquarters are located in Canada. .

6) CONTROLLER.

The Controller may be contacted through team@risksnap.com (a) Controller: The Controller is in charge of determining the purposes for which personal information is processed and the means of such processing. (b) Obligations of the Controller: The Controller is committed to protecting the personal information collected, not to transmit it to third parties without informing you, and to respect the purposes for which personal information was collected. In the event that the integrity, confidentiality or security of your personal information is compromised, the Controller is committed to notifying you.

7) RIGHT OF OBJECTION AND OF WITHDRAWAL

You have the right to object to the processing of your personal information by the Website ("right to object"). You also have the right to request that your personal information not appear, for example, on a mailing list ("right to withdraw"). If you wish to exercise the right to object or the right to withdraw, you must follow the procedure described hereinafter submit request to the data controller.

8) RIGHT OF ACCESS, OF RECTIFICATION AND OF REMOVAL

You have the right to consult, update, modify or request the removal of information about you by following the procedure described hereinafter:

There is no personal information on the website

9) GENERAL PRINCIPLES RELATING TO THE COLLECTION AND PROCESSING OF PERSONAL DATA UNDER EUROPEAN REGULATION 2016/679

In accordance with the provisions of Article 5 of European Regulation 2016/679, the collection and processing of your personal data comply with the following principles.

• Lawfulness, fairness and transparency: your personal data may only be collected and processed with your consent. Every time your personal data is collected, you will be informed that your personal data is collected and for which reasons your personal data is collected;

• Limits purposes: the data is collected and processed for one or more purposes set out in this Privacy Policy;

• Data minimization: only personal data necessary for the purpose to which it is necessary is collected;

• Storage limited in time: personal data is stored for a limited time, of which you are notified;

• Integrity and confidentiality of collected and processed personal data: the Controller is committed to guarantee the integrity and confidentiality of the collected personal data.

In order to be lawful and to comply with Article 6 or European Regulation 2016/679, collection and processing will only occur if one of the following applies

• You have given your express consent;

• Processing is necessary for the performance of a contract;

• Processing is necessary for compliance with a legal obligation;

• Processing is necessary in order to protect your vital interests or those of another physical person;

• Processing is necessary for the performance of a task carried out in the public interest or in the exercise of official authority;

• Processing is necessary for the purposes of the legitimate interests pursued by the Controller or a third party.

10) ADDITIONAL RIGHTS PURSUANT TO EUROPEAN REGULATION 2016/679

In accordance with European regulation relating to the processing of personal data, you also have the rights listed below. In order for the Controller to grant your request, you must provide your first and last name, your email address. The Controller must answer your request within a period of thirty (30) days.

a) Right to portability of personal data You have the right to request the portability of your personal data held by the Website to another site by following the procedure described below: There is no personal information on this website. .

b) Right of not being the object of a decision based only on automated processing In accordance with the provisions of the European Regulation 2016/679, you have the right of not being the subject of decision based solely on automated processing if the decision produces legal affecting concerning you or significantly affects you.

c) Right to submit a complaint to the competent authority In the event that the Controller does not answer your request, you wish to challenge his or her decision or you believe one of your rights has been infringed upon, you have the right to submit a complaint to the competent authority.

11) PERSONAL DATA OF MINORS UNDER EUROPEAN REGULATION 2016/679

In accordance with the provisions of Article 8 of Regulation 2016/679, only minors over 15 years of age may consent to the processing of their personal data. If you are a minor under the age of 15, the consent of a legal representative is required in order for your personal data to be collected and processed. We reserve the right to verify by any means that you are over 15 years of age or that you have obtained the consent of a legal representative before using our Website.

12) CHANGES TO OUR PRIVACY POLICY

Our Privacy Policy may be viewed at all times at the following address: https://www.risksnap.com/contact/ We reserve the right to modify our Privacy Policy in order to guarantee its compliance with the applicable law. You are therefore invited to regularly consult our Privacy Policy to be informed of the latest changes.

13) ACCEPTANCE OF OUR PRIVACY POLICY

By using our Website, you certify that you have read and understood this Privacy Policy and accept its conditions, more specifically conditions relating to the collection and processing of personal information.

14) APPLICABLE LAW

We are committed to ensuring compliance with all applicable legislation, including, but not limited to

• the Criminal Code (R.S.C., 1985, c. C-46);

• Canada's anti-spam legislation (CASL);

• the National Security Act, 2017 (S.C. 2019, c. 13);

• the Communications Security Establishment Act (S.C. 2019, c. 13, s. 76);

• the Security of Information Act (R.S.C., 1985, c. O-5);

• the Personal Information Protection and Electronic Documents Act (S.C. 2000, c. 5) or Provincial counterparts in jurisdictions that have their own privacy laws ; and

• General Data Protection Regulation, Regulation (EU) 2016/679 of the European Parliament and the Council of 27 April 2016 for the protection of natural persons with regard to the processing of personal data and on the free movement of such data, and repealing Directive 95/46/EC.